Gratitude Project, Day 7: Comfort Foods

| Monday, August 22, 2011 | 0 comments |
I thought my first gratitude post related to food would be for coffee or chocolate, but it turns out not. Today I am grateful for comfort food. I made Cottage Pie for dinner and am about to eat some yummy Blueberry Coffee Cake Muffins. Yum!

Yes, sometimes {alright, most of the time} food makes me feel good. I am not sure I should be grateful for my emotional connection to food, but today I am.

Gratitude Project, Day 6: Family

| Saturday, August 20, 2011 | 1 comments |
Luke and cousin Hannah together
Today we are headed over to my sister's house for a cookout with our two families and our parents. My kids always enjoy playing with her daughter, Hannah (well, Emma is too old for "playing" now). And all the grown-ups in this family enjoy some eating.

I am thankful we all live in the same town and we have the opportunity to spend some time together today.

What are you thankful for today?

Gratitude Project, Day 5: State Health Insurance

| | 0 comments |
{I actually wrote this entire thing yesterday and forgot to publish it, so it still counts for yesterday's gratitude.}

I guess I am showing the true state of my finances by posting this on my gratitude list, but I am thankful that we qualify for the kids to be covered by our state children's health insurance, Health Choice, and I'm not ashamed about it. When the real estate market started tanking, and my business went from showing a profit to suffering a loss, we suddenly qualified for children's health insurance.

This insurance is free and covers doctor visits and hospital 100% and we pay just $2 per prescription. Just saving on the insurance premium alone saves us $200/month. Then, it saves us doctor copays, usually at least $25/month. Also, it allows us to have Luke's ADHD managed by a therapist that wouldn't have been covered under our individual insurance plan, saving us a minimum of $250 each month but usually more like $375+. Well, it's not actually saving us the therapist costs -- we wouldn't be able to afford that so Luke wouldn't be managed by a therapist otherwise.

We are up for renewal again and I found out today that this year we don't have to submit a new application. No stress over whether or not we still qualify, even though I know we do. We didn't have any changes in income status so we don't have to submit a thing.

Ahhhh!!!! {that's my big sigh of relief}

What are you thankful for today?

Day 4, Gratitude Project: Morning Wakeup

| Thursday, August 18, 2011 | 0 comments |

Day 4: Morning Wakeup. Today, the first day of school for Emma, I am so thankful she and Luke both got up and going without much hassle. Emma woke before me and was dressed before I would have woken her up. I let Luke sleep as long as I could (his school doesn't start until August 29), and then woke him to dress and go. He got up so quickly that he got to have breakfast before we left too. I'm hoping most school mornings can be this easy and I'm so grateful this first-day-of-school morning was.

What are you grateful for today?

Gratitude Project, Day 3: New Listing

| Tuesday, August 16, 2011 | 0 comments |
I think most people are aware of the state of the real estate market, but probably not as acutely aware as those of us in the industry or who have bought or sold property in the last three years. I not only work as a Real Estate Broker but I am also trying to sell my home right now.

Today, day three of my Gratitude project, I am thankful for my new listing. A past client called me to sell their downtown condo. I am grateful for their loyalty and I am grateful for new business, just when I need it most.

What are you thankful for today?

Gratitude Project, Day 2: Health Insurance

| Monday, August 15, 2011 | 2 comments |
Today I am grateful that we had the foresight to purchase individual health insurance eight years ago when we moved to NC and realized Tim's new employer didn't offer health insurance.

The excruciating cost of private health insurance has been a burden but the fact that we got coverage before Tim was diagnosed with Ankylosing Spodilitis was truly fortunate. I am reminded of this once a month when Tim goes to get his Remicade infusion, which costs $5,000 each (no, that's not a typo), as he will do today. Infusions that our insurance pays for in full, despite the fact that our monthly premium is less than 10% of that one cost.

What are you thankful for today?

Gratitude Project: Day 1

| Sunday, August 14, 2011 | 6 comments |
Life is hard. I'm the last person to deny that!

And life has been much harder for our family in 2011. We cut our finances to the quick after battling the public schools to give our son, Luke, who has ADHD and learning disabilities, the support he needs in school to no avail, cut everything and put a year's private school tuition in the bank so we can send him to a private school with a learning environment much better suited. On top of that, Emma got braces this summer and we are now on the hook for the equivalent of a car payment to her orthodontist every month for the next two years. And now, in August, due to this and unexpected expenses, and a continual decline in the real estate market, we'll be choosing which bills must be paid on time and which will have to be late.

We lost a dear family member two weeks ago too.

So life is tough. But I don't want to be pulled down by it. That's tough too.

In an effort to help hope and happiness float to the top, I'm starting my own gratitude project. I'm going to blog here, each and every day, one thing I'm grateful for. My goal is to keep this up for 60 days -- I'd like to do it for 360, but I haven't lost all sense of reality during these difficult time.

I welcome you to join me. You can visit here each day and leave your note of gratitude for the day.

Day 1: Cuddle time from my son. Most kids are too "big" to cuddle with their mom two months before their 9th birthday, but not Luke. He asks me to scoop him up and hold him tight almost every day.


Photos for Sale

| Thursday, January 13, 2011 | 0 comments |
I've loaded some of my favorite photos to Etsy. You can now purchase a 5x7 fine art print of my best/favorite photos.